Get a Fresh Start Financially

Practicing Bankruptcy Law in St. Louis and Southern Illinois for over 20 years.

Contact Us Today

Speak With an Attorney

Debt relief, made simple. At Katz and Wulff, you will speak directly with an Attorney to review all of your options

Online Case Review

Submit details about your case and we will get back to you to let you know if we will be able to assist you on this case.

File From Home

We can handle the entire Bankruptcy Process remotely via phone calls, virtual meetings, and Online Document Signing.

Hi, I’m Attorney Karl Wulff and I want to personally thank you for visiting my website.

I know how troubled financial times can bring added pressure to you and even your family. If you are finding yourself wondering what you will be able to do, I want to encourage you to reach out to me. I have served countless families in Southern Illinois and St. Louis metro area for over 20 years, and I look forward to the opportunity to discuss your options and get you on the road to financial recovery.

Karl J. Wulff – Principal Attorney

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madison county bar association
bankruptcy association of southern illinois
illinois state bar association
national association of consumer bankruptcy attorneys
Karl J. Wulff

What Our Clients Say

Carl & Bobbie

I was didn't have no idea what to do & was very over whelmed with stress until I talked to Karl. He sat me & my husband down & explain to us different ways of dealing with our debts & how to help us keep from repeating it again. We realized how much he had helped our family more than he knows. We thank you and your team greatly! Carl & Bobbie

Carl & Bobbie

Karl goes above and beyond to help his clients. My chapter 13 case got difficult during the process do to a divorce but Karl was there every step of the way to see me through until the end. He is knowledgeable and returns calls and emails quickly. Karl helped me through the darkest times of my life. Thanks for all your hard work Karl.


Karl provided excellent service. He always kept us aware of the next step in the process until it was completed and always represented us in a professional manner.


His office was so helpful. Between Mr. Wulf and his assistant caroline...I was in great hands.

Young family managing budget, reviewing their bank accounts and considering filing for bankruptcy


Learn About Bankruptcy

We’ve compiled a series of informational pages so you can learn about a wide variety of topics, right here for your convenience

Is Bankruptcy Right For Me?

Bankruptcy is not to be taken lightly, but it is your right guaranteed by Congress when other financial solutions have failed.

Many other people just like you have filed for bankruptcy relief and have gone on to be financially successful.

young couple reviewing household bills and considering chapter 7 bankruptcy


Get a Fresh Start Today

7000 +
70 M
Debt Eliminated
24 +
Years in Practice

Debt Relief, Made Simple.

Financial challenges can be stressful, but exploring your options shouldn’t be.

That’s why we work hard to make the process easy to understand and convenient.

Your financial difficulties may be the result of a job loss, a cut-back in hours at work or a temporary lay off. You may have high medical bills or additional costs from a growing family. Perhaps you have experienced a divorce or have too much credit card debt. You have probably thought that if you could only shed the debt somehow and start over you could get back on your feet.

At Katz and Wulff, a bankruptcy attorney can advise you on topics such as Chapter 13 bankruptcy, Chapter 7 bankruptcy, debt settlement, garnishments, foreclosures and other lawsuits.